One Provider Fails. Checkout Stays Available.
What breaks when a payment provider fails or gets rejected in a region, and what changes when every payment routes through PaymentHood first — eligible payments moving to your configured backup providers by payment method, region and your own routing rules.
PaymentHood
Your payment request comes in. PaymentHood picks the best provider, routes it automatically, and returns the result. Your integration code never changes.
Receives Payment Requests
Every payment request from your site or app hits PaymentHood first, regardless of which gateway the customer's method requires.
Routes Them to the Right Provider
PaymentHood automatically picks the best available gateway for each transaction by geography, payment method, or your custom rules.
Integration Automatically Up to Date
When Stripe or PayPal updates their API, PaymentHood absorbs the change on our side. Your integration keeps working, with no code changes and no redeploy on your part.
Customizable Checkout Page
Personalize your checkout with your own branding, slogan, business name, and custom domain for a seamless customer experience.
Add a new region or payment method anytime. PaymentHood connects it automatically, no code changes on your side.
Payment Providers
Support one-time purchases, recurring subscriptions, and automatic billing. All through the same single integration. No separate tools needed.
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Global Payment
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Regional / Local
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Crypto Gateway
These are a handful of the providers you can connect. See the full list, by region and payment method.
Payment Verification
Quickly confirm a customer's payment method to reduce fraud and ensure smooth transactions. Enable secure auto payments and subscription billing with verified payment methods.
Micro-deposits
Verify payment with small test deposits. Credit cards are verified instantly, while ACH/bank accounts take 2-3 days for confirmation.
PLAID
Fast, seamless account verification through Plaid's secure connection to banks and financial institutions.
Multi Payment Type
One-time charges, recurring billing, crypto. Support every payment model your customers expect, without writing separate integrations for each.
One-Time Payment
Charge customers once for a product or service. Supports cards, wallets, and local payment methods globally.
Subscription
Flexible billing cycles such as weekly, monthly, or yearly, with renewals and proration handled automatically. Available today on WHMCS, with more platforms on the way.
Auto Payment
Seamless automatic billing for usage-based charges, utilities, or variable monthly amounts.
Fraud & Risk Management
Screen every transaction against rules you control — amount thresholds, velocity windows, geography and customer history — with manual review where you want a human in the loop. You decide what blocks a payment, so you can tighten fraud controls without adding friction for the customers you trust.
Smart AI Protection
Analyzes transaction patterns, user behavior, and device signals in real time to detect and prevent suspicious or fraudulent activity.
Intelligent Rule Engine
Creates adaptive fraud rules using behavioral logic, geographic filters, and dynamic thresholds to automatically block or flag risky transactions.
Manual Review Control
Flags high-risk transactions for manual review, allowing quick approval or rejection while maintaining control and reducing false positives.
Personalized Risk Policies
Applies tailored fraud rules per customer, region, or profile to deliver adaptive protection that scales with your business
Key Features of Security
Protect every payment with a fraud rule engine you configure yourself. You set the thresholds, geographic controls and review policy; PaymentHood adds proprietary risk signals underneath them. Your enforcement rules stay under your control, and the scoring models stay protected.
JWT token and OAuth 2.0 authentication
Industry-standard authentication protocols ensure secure access control and session management.
Encrypted in transit and at rest
TLS 1.2 or higher in transit; provider credentials sealed with AES-256-GCM at rest, decrypted only for the moment a provider call is made.
Comprehensive audit logging
Every payment records its full lifecycle: each status change, when it happened, who triggered it, and why, alongside every gateway call and webhook delivery.
Flexible Transaction Control
Control every step of your payment flow, from initial authorization to capture, refund, and chargeback visibility. PaymentHood unifies all transaction types in a single integration, giving you the flexibility to build any payment experience.
Sales
Process instant payments in a single step. Ideal for straightforward checkouts, subscriptions, or digital purchases where immediate capture is preferred.
Authorize & Capture
Reserve funds first, then capture when goods ship or services complete. Perfect for marketplaces, pre-orders, and on-demand platforms that require timing control.
Void Transactions
Cancel an authorization before capture with a single API call. Avoid unnecessary charges and improve the customer experience when an order is canceled early.
Refunds
Issue full refunds from your dashboard or API, each one tracked against the original payment. Where a provider offers no automatic refund, PaymentHood records it and flags the order for manual handling.
Chargeback Monitoring
When a provider reports a chargeback, PaymentHood records it and notifies you, so disputes from every connected provider land in one place instead of separate dashboards. Evidence is submitted in your provider's own console, and coverage follows the dispute events each provider sends.
Always Up to Date
PaymentHood keeps your payment system always up to date.
When providers change their APIs or release new versions, you don’t need to update your website or plugins. PaymentHood absorbs those changes behind the scenes, so provider upgrades stop being your maintenance tickets.
Integration Modules
PaymentHood connects to the platforms you already run, each with a dedicated module. Same fast experience across all of them: download, upload, activate. Up and running in under 5 minutes.
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One-Time Payment
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Subscription
5-Min Setup
Easy Install
Full Support
Need a custom integration?
Accelerate your platform's capabilities with a custom-built plugin. Whether for a major e-commerce platform or your own proprietary system, we deliver a high-quality solution fast, with full support for total peace of mind.
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No extra cost
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Free support
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Full documentation
Some of Our Customers
Technology companies that run their payments through PaymentHood.
Free Forever. Pay Only to Brand It.
Every payment feature is free, with no transaction fees at any volume. Upgrade only when you want the checkout to carry your own branding.
$0 forever
All 40 providers, every platform integration, unlimited transactions, analytics, and full API access.
$29 / month
Everything in Free, plus your own logo, colors, domain, and wording on the checkout page.